Are You Protected?

Section 1 — Identity

Question 1 of 18

Let’s start your intake record.

This information creates your private client file. Your results and protection plan will be tied to this record and reviewed by your Protection Advisor.

Section 2 — Household

Question 2 of 18

What is your current relationship status?

Household structure directly affects financial risk. Two-income households can survive a job loss. Single-income households often cannot.

Section 2 — Household

Question 3 of 18

How are finances handled in your household?

Couples with separate finances are often blindsided when something goes wrong — because neither person has the full picture.

Section 3 — Income

Question 4 of 18

What is your approximate monthly household income?

Income level doesn't determine financial security. People earning $20K/month can be just as exposed as someone earning $2K — if their money isn't protected.

Section 3 — Income

Question 5 of 18

What best describes your income right now?

Variable and business incomes feel powerful when things are good — but they create invisible risk gaps that most people don't discover until it's too late.

Section 4 — Stability

Question 6 of 18

If you missed one paycheck or month of income — what would happen?

This is the single most honest test of financial protection. Most people overestimate their cushion until they actually need it.

Section 4 — Stability

Question 7 of 18

How do your bills usually feel month to month?

Financial stress isn't just emotional — it physically affects your health. Chronic money stress raises cortisol levels and has been linked to heart disease, depression, and shorter lifespan.

Section 4 — Stability

Question 8 of 18

When something unexpected happens financially, what do you touch first?

This reveals your financial hierarchy. The order in which you use money in a crisis tells you everything about whether you're building wealth or dismantling it.

Section 4 — Stability

Question 9 of 18

Have you ever used long-term money to solve a short-term problem?

This is one of the most common — and most damaging — financial patterns. It feels like a solution in the moment, but it quietly destroys your future security.

Section 4 — Stability

Question 10 of 18

When money feels tight, what do you usually do first?

Your first instinct under financial pressure reveals your "money personality." There's no shame in any answer — but understanding it is the first step to changing it.

Section 4 — Stability

Question 11 of 18

In one sentence, what feels most stressful or unclear about your money right now?

Naming the stress is powerful. People who can articulate their financial fear are statistically more likely to resolve it. This is your safe space — write it out.

Section 5 — Protection

Question 12 of 18

Do you currently have money set aside only for emergencies?

An emergency fund is the foundation of every protection plan. Without it, any unexpected event — job loss, car repair, medical bill — becomes a financial crisis instead of an inconvenience.

Section 5 — Protection

Question 13 of 18

Do you have money you consider long-term that you won't touch?

Long-term money grows quietly in the background. The sooner you start, the more time it has to grow. Waiting ten years can cut the total by more than half.

Section 5 — Protection

Question 14 of 18

If your long-term money dropped in value, could you leave it alone?

Emotional reactions to market drops cause more financial damage than the drops themselves. Selling during a downturn locks in your loss permanently.

Section 6 — Mindset

Question 15 of 18

Right now, what matters more to you?

Neither answer is wrong. But if you're building on an unstable foundation, growing money faster only increases your risk. Stability first, growth second — always.

Section 6 — Mindset

Question 16 of 18

Which sounds more like how you handle money?

Fast financial decisions made under pressure are responsible for the majority of long-term wealth destruction. Slow and consistent always wins.

Section 6 — Mindset

Question 17 of 18

What made you decide to do this assessment today?

Whatever brought you here, it was the right call. People who act early keep more of what they earn than people who wait for a crisis.

Section 6 — Mindset

Question 18 of 18

Is there anything else about your financial situation that feels stressful or unresolved?

Optional — but the most important information often lives here. What you've been afraid to say out loud is usually what we can help with most.

Financial Protection Assessment — Results

Your Survival Score