Five small steps. Most take a few minutes. Check each one off as you go.
Open a separate savings account, apart from your checking. Give it one job.
If it sits next to your spending money, it gets spent. If you don’t see it every day, it’s easier to leave alone.
Open your bank app. Move $10 into your new Protection Fund. Do it before you close this page.
The $10 is not the point. The move is.
Everyone who has saved $500 started with less than that.
Pick an amount, like $25 to $50 from each paycheck. Set up an automatic transfer so it moves on its own. If you have to remember it, it usually doesn’t happen.
Paycheck comes in. It lands in your checking like normal.
The transfer goes out. Your amount moves right away, before the month can use it.
The fund keeps growing. No starting over. It runs on its own.
When money shows up that you didn’t plan on, send it to your fund: tax refunds, returns, side work, cash back, birthday or holiday money.
You weren’t counting on it, so you won’t miss it.
Every small win counts. Here’s what each stage feels like:
You built the system. Now let it work, and come back here anytime to see your steps.
Things still go wrong. A cushion just keeps them from knocking you off track.
Next is a short Protection Check. Then you pick a time to talk, and we build your plan together.
Free · No obligation